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Job Post Details

Job Posting: Commercial Loan Underwriter (Remote - Central America) - job post

Fidelity Business Partners
San José, Provincia de San José

Información del empleo

Tipo de empleo

  • Tiempo completo

Ubicación

San José, Provincia de San José

Descripción completa del empleo

Company: Fidelity Business Partners (Fidelity BPS)
Position Type: Contractor
Location: Remote (Must be based in Central America)
Work Schedule: 8:00 AM – 5:00 PM PST (Pacific Standard Time)

About Us

Fidelity Business Partners (Fidelity BPS) is a real estate investment and advisory firm specializing in multifamily properties in Houston, San Antonio, and San Diego. We are committed to transparency, data-driven decision-making, and cultivating long-term partnerships. As we continue to scale, we are expanding our underwriting team with highly motivated and detail-oriented professionals.

Role Overview

We are seeking an experienced Apartment Underwriter to join our team on a contract basis. The ideal candidate will have a proven track record in underwriting multifamily and apartment building investments, with the ability to assess financial risk, evaluate loan packages, and support investment decisions through clear and well-documented analysis.

Key Responsibilities

  • Analyze and underwrite real estate investment opportunities, primarily focused on apartment buildings between 15–100 units
  • Review borrower financials, operating statements, rent rolls, and relevant market data to include rent comparable analysis.
  • Perform cash flow analysis, DSCR calculations, and loan sizing
  • Evaluate risk based on borrower creditworthiness, asset performance, and local market conditions
  • Collaborate with internal teams to deliver timely and well-supported underwriting recommendations
  • Prepare professional underwriting reports and loan summaries for decision-makers
  • Remain current on underwriting guidelines, market trends, and best practices in the multifamily sector

Qualifications

  • 3+ years of experience in real estate underwriting, with a focus on multifamily/apartment properties
  • Deep understanding of real estate metrics such as NOI, Cap Rate, DSCR, and LTV
  • Proficient in Excel, Google Sheets, and real estate financial models
  • Strong analytical skills, attention to detail, and the ability to interpret complex financial data
  • Experience with Freddie Mac and Fannie Mae loan structures and requirements
  • Excellent verbal and written communication skills in English
  • Self-starter who can work independently in a remote environment and contribute to team goals
  • Must be based in Central America and available to work 8:00 AM – 5:00 PM PST

Preferred Qualifications

  • Experience working with U.S.-based lenders, brokers, or real estate investment firms
  • Familiarity with the U.S. multifamily market and investment practices

What We Offer

  • A fully remote position with a collaborative, high-performance team
  • Competitive contract-based compensation
  • The opportunity to influence key investment decisions and grow with a dynamic U.S. firm
  • Ongoing training and mentorship in the U.S. multifamily investment space

How to Apply

To be considered for this role, please submit the following:

  • Cover Letter – Briefly describe your experience with underwriting multifamily properties
  • Underwriting Sample – Share a recent template you have used to underwriting multifamily asset or apartment buildings. Provide a summary of your approve or decline decision and why.

Send your application to: admin@fidelitybps.com

Job Type: Full-time

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