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Job Post Details
Job Posting: Commercial Loan Underwriter (Remote - Central America) - job post
Información del empleo
Tipo de empleo
- Tiempo completo
Ubicación
Descripción completa del empleo
Company: Fidelity Business Partners (Fidelity BPS)
Position Type: Contractor
Location: Remote (Must be based in Central America)
Work Schedule: 8:00 AM – 5:00 PM PST (Pacific Standard Time)
About Us
Fidelity Business Partners (Fidelity BPS) is a real estate investment and advisory firm specializing in multifamily properties in Houston, San Antonio, and San Diego. We are committed to transparency, data-driven decision-making, and cultivating long-term partnerships. As we continue to scale, we are expanding our underwriting team with highly motivated and detail-oriented professionals.
Role Overview
We are seeking an experienced Apartment Underwriter to join our team on a contract basis. The ideal candidate will have a proven track record in underwriting multifamily and apartment building investments, with the ability to assess financial risk, evaluate loan packages, and support investment decisions through clear and well-documented analysis.
Key Responsibilities
- Analyze and underwrite real estate investment opportunities, primarily focused on apartment buildings between 15–100 units
- Review borrower financials, operating statements, rent rolls, and relevant market data to include rent comparable analysis.
- Perform cash flow analysis, DSCR calculations, and loan sizing
- Evaluate risk based on borrower creditworthiness, asset performance, and local market conditions
- Collaborate with internal teams to deliver timely and well-supported underwriting recommendations
- Prepare professional underwriting reports and loan summaries for decision-makers
- Remain current on underwriting guidelines, market trends, and best practices in the multifamily sector
Qualifications
- 3+ years of experience in real estate underwriting, with a focus on multifamily/apartment properties
- Deep understanding of real estate metrics such as NOI, Cap Rate, DSCR, and LTV
- Proficient in Excel, Google Sheets, and real estate financial models
- Strong analytical skills, attention to detail, and the ability to interpret complex financial data
- Experience with Freddie Mac and Fannie Mae loan structures and requirements
- Excellent verbal and written communication skills in English
- Self-starter who can work independently in a remote environment and contribute to team goals
- Must be based in Central America and available to work 8:00 AM – 5:00 PM PST
Preferred Qualifications
- Experience working with U.S.-based lenders, brokers, or real estate investment firms
- Familiarity with the U.S. multifamily market and investment practices
What We Offer
- A fully remote position with a collaborative, high-performance team
- Competitive contract-based compensation
- The opportunity to influence key investment decisions and grow with a dynamic U.S. firm
- Ongoing training and mentorship in the U.S. multifamily investment space
How to Apply
To be considered for this role, please submit the following:
- Cover Letter – Briefly describe your experience with underwriting multifamily properties
- Underwriting Sample – Share a recent template you have used to underwriting multifamily asset or apartment buildings. Provide a summary of your approve or decline decision and why.
Send your application to: admin@fidelitybps.com
Job Type: Full-time